본 연구는 노인독거가구, 노인부부가구 및 노인동거가구로 구분한 가구유형과 소득 기준별 사회서비스 이용경험의 차이와 노인일반가구와 노인저소득층가구의 사회서비스 이용경험에 미치는 영향요인을 살펴보고자 한다. 이를 위해 한국복지패널(KoWePS) 13차년도 자료에서 2018년 현재 노인가구주이거나 노인이 가구원으로 구성되어 있는 총 3,274사례를 대상으로 분석하였다. 자료분석방법은 빈도분석, 독립표본 t-검정, 일원배치 분산분석(ANOVA) 및 다중회귀분석을 실시하였다. 연구의 주요 결과는 다음과 같다. 첫째, 노인독거가구가 노인부부가구에 비해, 노인독거가구가 노인동거가구에 비해 사회서비스 이용수준이 높은 것으로 나타났다. 둘째, 노인저소득층가구가 노인일반가구에 비해 사회서비스 이용수준이 높은 것으로 나타났다. 셋째, 노인일반가구에서는 연령, 교육수준, 거주지역, 장애유무가, 노인저소득층가구에서는 성별, 연령, 교육수준, 만성질환 유무가 서비스 이용경험에 영향을 미치는 것으로 나타났다. 연구결과를 기반으로 노인의 가구유형과 소득 수준에 근거한 사회서비스 발전 방안과 노인복지정책 제안에 기여하고자 하였다.The purpose of this study is to investigate the differences in the experiences of using social services between elderly households living alone, elderly couples, and households living together with the elderly by type of elderly households, and differences in the experience of using social services between ordinary elderly households and households with low incomes. In addition, the purpose of this study is to find out the influencing factors of the elderly households and households of low-income households using social services. To this end, in the 13th year data of the Korea welfare panel (KoWePS), as of 2018, a total of 3,274 cases in which the elderly were heads of households or the elderly consisted of household members were analyzed. As for the data analysis method, frequency analysis, independent sample t-test, variance analysis, post-test and multiple regression analysis were performed. The main results of the study are as follows. First, it was found that the elderly single households had higher levels of social service use than the elderly couple households, and the elderly single households had higher than the elderly living with family. Second, it was found that low-income households for the elderly had a higher level of social service use than general households for the elderly. Third, in the elderly general households, age, educational level, residential area, and the presence or absence of disabilities influenced the experience of using social services. And in the elderly and low-income households, it was found that gender, age, education level, and the presence or absence of chronic diseases affect the experience of using social services. Based on such research results, we intend to provide social welfare implications so that social services can be continuously performed without the welfare blind spot.