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국회도서관 홈으로 정보검색 소장정보 검색

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Title page 1

Contents 3

ACKNOWLEDGEMENTS 5

ABOUT 6

ID4D 6

G2PX 6

PROJECT FASTT 6

ABBREVIATIONS 7

EXECUTIVE SUMMARY 8

1. INTRODUCTION 11

MOTIVATION 11

PURPOSE & SCOPE 13

ORGANIZATION 13

2. UNDERSTANDING DPI 14

DEFINING DPI 14

DPI ECOSYSTEM 23

DPI AND DEVELOPMENT 35

3. BUILDING, SCALING, AND USING DPI 40

DESIGN 40

IMPLEMENTATION 52

SERVICE USE CASES 55

4. KEY LESSONS 62

SAFETY AND INCLUSION FIRST 62

FOCUS ON OUTCOMES, NOT TECHNOLOGY 63

USERS AT THE CENTER 64

INVEST IN PEOPLE 65

IT TAKES A VILLAGE TO BUILD GOOD DPI 65

5. FORWARD LOOK 70

REFERENCES 72

Tables 4

Table 1. Pros and cons of combining foundational and digital ID 41

Table 2. eIDAS levels of assurance for electronic signatures 44

Table 3. Potential role of private sector in DPI 50

Figures 4

Figure 1. Key benefits and challenges of DPI 12

Figure 2. DPI: Between hard infrastructure and service applications 14

Figure 3. Defining DPI at the World Bank Group 16

Figure 4. Foundational characteristics of DPI 17

Figure 5. DPI as digital building blocks 18

Figure 6. DPI for the public benefit 19

Figure 7. DPI versus a conventional approach to digitalization 22

Figure 8. Locating DPI within the digital ecosystem 23

Figure 9. Role of digital identity and electronic signatures 24

Figure 10. Role of digital payments 28

Figure 11. Role of data sharing 29

Figure 12. Example digital systems by sector 35

Figure 13. Potential impact: DPI versus a siloed approach 36

Figure 14. Potential impact: Core DPIs versus paper-based systems 37

Figure 15. Single IDP in a centralized model 42

Figure 16. Federated model 42

Figure 17. Decentralized approach 43

Figure 18. Types of clearing models in FPS 46

Figure 19. Data sharing models 48

Figure 20. Role of DPI in financial inclusion 57

Boxes 4

Box 1. Example DPI definitions 15

Box 2. Kenya's Big Data Platform for agriculture 17

Box 3. What DPI is not: Five common myths 20

Box 4. Digital identity, e-signatures, and digital signatures 26

Box 5. DPI in the context of fragility, conflict, and violence 39

Box 6. Open standards in fast payment systems 53

Box 7. DPI for social protection in Zambia 56

Box 8. Impact of PIX and digital G2P payments on financial inclusion 58

Box 9. Role of DPI in Indonesia's SatuSehat 59

Box 10. India's AgriStack 60

Box 11. The role of different public sector stakeholders in a country's DPI journey 67