Recently, the advancement in the field of modern medicine has made it possible to foretell the health of human beings on the basis of genetic information. With this ability comes the possibility for legal and moral problems. In particular, the ability may cause discrimination in employment and insurance, which can lead to increased social discrimination, an infringement upon human equality.
Employers might find a way to use the same genetic information to discriminate against employees. Insurance companies, administered with the rule of large numbers, is very likely to use genetic information to protect themselves from the risk of the adverse selection by insurance subscribers. As a result, without any restrictions, legal and ethical problems will arise from using genetic information in employment or insurance. In particular, using this information can encroach on privacy, and it can also stop a person's necessary insurance benefits.
With the recognition of this problem, this study has examined the legislation of genetic information in insurance or employment. In conclusion, even though satisfying strict requirements might limit the use of gene information in employment or insurance, the establishment of countermeasures is needed to protect genetics discrimination.