ForewordExecutive summary1 Earnings-related public pensions1.1 Introduction1.2 Economic and demographic context of Slovenian pensions1.3 Overview of the Slovenian public pension system1.4 Pension eligibility conditions remain loose compared with other countries1.5 Main rules to calculate pension benefits1.6 Future pension replacement rates of dependent employees1.7 Pensions for self-employed workers in SloveniaReferencesAnnex 1.A Combining work and pensions in OECD countries: Implications for SloveniaAnnex 1.B Mandatory retirement in OECD countries: Implications for SloveniaNotes2 Financial sustainability of public pensions2.1 Introduction2.2 Pensions are financed by contributions and transfers from the state budget2.3 Pension expenditures are projected to increase strongly after 20302.4 Adjusting pension parameters to improve financial sustainabilityReferencesNotes3 First-tier benefits3.1 Introduction3.2 Vulnerabilities in old age3.3 Non-contributory benefits for older people3.4 Minimum pension and guaranteed pension3.5 ConclusionReferencesNotes4 Reform options to improve public pensions4.1 Introduction4.2 Improving public earnings-related pensions4.3 Addressing financial sustainability issues4.4 Improving first-tier pensionsReferencesNotes5 Review of supplementary pension savings arrangements5.1 Introduction5.2 Structure of the funded pension system5.3 Coverage and contributions5.4 Tax treatment of supplementary pension savings5.5 Assets and investment5.6 Risk management and funding requirements5.7 Pay-out phase5.8 Fees and relationship with membersReferencesNotes6 Reform options for the supplementary pension schemes6.1 Introduction6.2 Improving coverage and contributions6.3 Reforming the scheme for workers in arduous and hazardous occupations6.4 Increasing member engagement and outcomes6.5 Initiatives to improve transparency and disclosure6.6 Other regulatory changesReferencesAnnex 6.A Potential effects of introducing auto-enrolment to occupational pensionsNotes7 Pension communication7.1 Summary of findings from the review of the Slovenian communication framework7.2 Applying the international experience of pension communication to Slovenian stakeholders7.3 Policy messagesReferencesNotes8 Summary: Improving the pension system in Slovenia8.1 Public earnings-related and first-tier pensions8.2 Supplementary retirement savings plans8.3 Pension communicationReferencesNotes