Contents
Contact details 6
Foreword 8
Introduction 12
Part One. Better Medical Evidence 14
Part Two. Further Action to Challenge Fraudulent or Exaggerated Claims 16
Part Three. The Small Claims Track Threshold 20
Part Four. The whiplash issue and data sharing 22
Assessment of the costs and benefits of the reforms 24
Key assumptions 24
Costs 24
Benefits 27
Risks 28
Annex A. Reducing the number and cost of whiplash claims: Consultation Questions 30
Annex B. List of respondents 32
Annex C. Summary of responses to consultation 38
Better Medical Evidence 39
Better Incentives to Challenge Fraudulent or Exaggerated Claims 39
Further Action 40
Annex D. House of Commons Transport Committee - Cost of motor insurance: whiplash - Conclusions and recommendations 42
Number of whiplash claims 42
Prevalence of fraudulent whiplash claims 42
Prime Minister's summit on motor insurance 42
Medical reports 43
Use the small claims track? 43
Acceptability of fraud and exaggeration 44
Data sharing 44
Conclusion 44
Consultation principles 46