영문목차

Acknowledgements=ix

Preface/Maximilian J.B. Hall=xi

Introduction/Maximilian J.B. Hall=xiii

1. 'Additional Evidence on the Information-based Contagion Effects of Bank Failures', Journal of Banking and Finance, 20 (1), January, 57-69/Joseph Aharoney;Itzhak Swary (1996)=1

2. 'Market Discipline in Regulating Bank Risk: New Evidence from the Capital Markets', Journal of Money, Credit and Banking, 20 (4), November, 597-610/Robert B. Avery;Terrence M. Belton;Michael A. Goldberg (1988)=14

3. 'Is the Banking and Payments System Fragile?', Journal of Financial Services Research, 9 (3/4), September, 209-40/George J. Benston;George G. Kaufman (1995)=28

4. 'The Appropriate Role of Bank Regulation', Economic Journal, 106 (436), May, 688-97/George J. Benston;George G. Kaufman (1996)=60

5. 'Nonmonetary Effects of the Financial Crisis in the Propagation of the Great Depression', American Economic Review, 73 (3), June, 257-76/Ben S. Bernanke (1983)=70

6. 'Financial Fragility and Economic Performance', Quarterly Journal of Economics, CV, February, 87-114/Ben S. Bernanke;Mark Gertler (1990)=90

7. 'The Economics of Bank Regulation', Journal of Money, Credit and Banking, 30 (4), November, 745-70/Sudipto Bhattacharya;Arnoud W.A. Boot;Anjan V. Thakor (1998)=118

8. 'The Cost of Market versus Regulatory Discipline in Banking', Journal of Financial Economics, 48 (3), June, 333-58/Matthew T. Billet;Jon A. Garfinkel;Edward S. O'Neal (1998)=144

9. 'The Lender of Last Resort: Some Insights from History', in George G. Kaufman (ed.), Research in Financial Services: Private and Public Policy, Volume 4, Greenwich CT: JAI Press, Inc., 1-20/Michael D. Bordo (1992)=170

10. 'The Role of Demandable Debt in Structuring Optimal Banking Arrangements', American Economic Review, 81 (3), June, 497-513, plus Appendix, previously unpublished/Charles W. Calomiris;Charles M. Kahn (1991)=190

11. 'Contagion and Bank Failures During the Great Depression: The June 1932 Chicago Banking Panic', American Economic Review, 87 (5), December, 863-83/Charles W. Calomiris;Joseph R. Mason (1997)=217

12. 'Banking Panics. Information, and Rational Expectations Equilibrium', Journal of Finance, 43 (3), July, 749-61/V.V. Chari;Ravi Jagannathan (1988)=238

13. 'Bank Runs, Deposit Insurance, and Liquidity' Journal of Political Economy, 91 (3), Tune, 401-19/Douglas W. Diamond;Philip H. Dybvig (1983)=251

14. 'Competitive Banking, Bankers' Clubs, and Bank Regulation', Journal of Money, Credit and Banking, 26 (2), May, 289-308/Kevin Dowd (1994)=270

15. 'The Case for Financial Laissez-faire', Economic Journal, 106 (436), May, 679-87/Kevin Dowd (1996)=290

16. 'Private Sector Solutions to Payments System Fragility', Journal of Financial Services Research, 9 (3/4), September, 327-49/Robert A. Eisenbeis (1995)=299

17. Does the Debt Market Assess Large Banks' Risk? Time Series Evidence from Money Center CDs', Journal of Monetary Economics, 30 (3), December, 481-502/David M. Ellis;Mark J. Flannery (1992)=322

18. 'What's Different About Banks?', Journal of Monetary Economics, 15 (1), January, 29-39/Eugene F. Fama (1985)=344

19. 'Financial Crises, Payment System Problems, and Discount Window Lending', Journal of Money, Credit and Banking, 28 (4, Part 2), November, 804-24/Mark J. Flannery (1996)=355

20. 'Using Market Information in Prudential Bank Supervision: A Review of the U.S Empirical Evidence', Journal of Money, Credit and Banking, 30 (3, Part 1), August, 273-305/Mark J. Flannery (1998)=376

21. 'Evidence of Bank Market Discipline in Subordinated Debenture Yields: 1983-1991', Journal of Finance, 51 (4), September, 1347-77/Mark J. Flannery;Sorin M. Sorescu (1996)=409

22. 'Why Do Banks Need a Central Bank?', Oxford Economic Papers, 39 (1), 75-89/C.A.E. Goodhart (1987)=440

23. 'Bank Suspension of Convertibility', Journal of Monetary Economics, 15 (2), March, 177-93/Gary Gorton (1985)=455

24. 'Market Discipline and Bank Subordinated Debt', Journal of Money, Credit and Banking, 22 (1), February, 119-28/Gary Gorton;Anthony M. Santomero (1990)=472

25. 'Bank Runs in the Free Banking Period', Journal of Money, Credit and Banking, 26 (2), May, 271-88/Iftekhar Hasan;Gerald P. Dwyer, Jr. (1994)=482

26. 'The Losses Realized in Bank Failures', Journal of Finance, 46 (4), September, 1223-42/Christopher James (1991)=500

27. 'Standby Letters of Credit and Bank Capital: Evidence of Market Discipline', Journal of Banking and Finance, 18 (3), 553-73/G.D. Koppenhaver;Roger D. Stover (1994)=520

28. 'Optimal Regulation of Deposit Taking Financial Intermediaries', European Economic Review, 39, 1365-84/David Miles (1995)=541

29. 'Bank Failure Contagion in Historical Perspective', Journal of Monetary Economics, 28 (2), October, 271-86/Sangkyun Park (1991)=561

30. 'Market Discipline by Thrift Depositors', Journal of Money, Credit and Banking, 30 (3, Part I), August, 347-64/Sangkyun Park;Stavros Peristiani (1998)=577

31. 'Bank Runs as an Equilibrium Phenomenon', Journal of Political Economy, 95 (3), June, 485-91/Andrew Postlewaite;Xavier Vives (1987)=595

32. 'The Value of Bank Durability: Borrowers as Bank Stakeholders', Journal of Finance. 48 (1), March, 247-66/Myron B. Slovin, Marie E. Sushka;John A. Polonchek (1993)=602

Name Index=623

영문목차

Acknowledgements=ix

Preface/Maximilian J.B. Hall=xi

Introduction/Maximilian J.B. Hall=xiii

1. 'Optimal Bank Reorganization Policies and the Pricing of Federal Deposit Insurance', Journal of Finance, 44 (5), December, 1313-33/Sankarshan Acharya;Jean-Franccedillaois Dreyfus (1989)=1

2. 'Forbearance and Valuation of Deposit Insurance as a Callable Put', Journal of Banking and Finance, 17 (4), June, 629-43/Linda Allen;Anthony Saunders (1993)=22

3. 'Risk-based Capital and Deposit Insurance Reform', Journal of Banking and Finance, 15 (4/5), September, 847-74/Robert B. Avery;Allen N. Berger (1991)=37

4. 'Deposit Insurance Reform: A Functional Approach: A Comment', Carnegie-Rochester Conference Series on Public Policy, 38, June, 41-9/George J. Benston;George G. Kaufman (1993)=65

5. 'FDICIA After Five Years', Journal of Economic Perspectives, 11 (3), Summer, 139-58/George J. Benston;George G. Kaufman (1997)=74

6. 'Deposit Insuranceacute Reform: What Are the Issues and What Needs to be Fixed?', Journal of Banking and Finance, 15 (4/5), September, 735-52/Mitchell Berlin;Anthony Saunders;Gregory F. Udell (1991)=94

7. 'The Pricing of Options and Corporate Liabilities', Journal of Political Economy, 81 (3), May/June, 637-54/Fischer Black;Myron Scholes (1973)=112

8. 'An Empirical Test of the Incentive Effects of Deposit Insurance: The Case of Junk Bonds at Savings and Loan Associations', Journal of Money, Credit and Banking, 26 (1), February, 146-64/Elijah Brewer III;Thomas H. Modschean (1994)=130

9. 'Federal Deposit Insurance, Regulatory Policy, and Optimal Bank Capital', Journal of Finance, 36 (1), March, 51-60/Stephen A. Buser;Andrew H. Chen;Edward J. Kane (1981)=149

10. 'Is Fairly Priced Deposit Insurance Possible?', Journal of Finance, 47 (1), March, 227-45/Yuk-shee Chan;Stuart I. Greenbaum;Anjan V. Thakor (1992)=159

11. 'Fairly Priced Deposit Insurance and Bank Charter Policy', Journal of Finance, 50 (5), December, 1735-46/Roger Craine (1995)=178

12. 'Banking Theory, Deposit Insurance, and Bank Regulation', Journal of Business, 59 (1), January, 55-68/Douglas W. Diamond;Philip H. Dybvig (1986)=190

13. 'Deposit Insurance and Regulatory Forbearance: Are Caps on Insured Deposits Optimal?', Journal of Money, Credit and Banking, 26 (3, Part 1), August, 412-38/Jean-Francocedillaois Dreyfus;Anthony Saunders;Linda Allen (1994)=204

14. 'Fixed-rate Deposit Insurance and Risk-shifting Behavior at Commercial Banks', Journal of Banking and Finance, 16 (4), August, 715-42/Jin-Chuan Duan;Arthur F. Moreau;C.W. Sealey (1992)=231

15. 'Pricing Deposit Insurance When the Insurer Measures Bank Risk With Error', Journal of Banking and Finance, 15 (4/5), September, 975-98/Mark J. Flannery (1991)=259

16. 'Deposit Insurance Reform: A Functional Approach: A Comment', Carnegie-Rochester Conference Series on Public Policy, 38, June, 35-9/Mark J. Flannery (1993)=283

17. 'Deposit Insurance Reform in Japan: Better Late Than Never?', Journal of Financial Services Research, 15 (3), May, 211-42/Maximilian John Bettles Hall (1999)=288

18. 'The Case Against Risk-related Deposit Insurance Premiums', Housing Finance Review, 2 (3), July, 253-63/Paul M. Horvitz (1983)=320

19. 'Risk-shifting Incentives of Depository Institutions: A New Perspective on Federal Deposit Insurance Reform', Journal of Banking and Finance, 15 (4/5), September, 895-915/Kose John;Teresa A. John;Lemma W. Senbet (1991)=331

20. 'Appearance and Reality in Deposit Insurance: The Case for Reform', Journal of Banking and Finance, 10 (2), June, 175-88/Edward J. Kane (1986)=352

21. 'Three Paradigms for the Role of Capitalization Requirements in Insured Financial Institutions', Journal of Banking and Finance, 19 (3/4), June, 431-59/Edward J. Kane (1995)=366

22. 'A Simple Approach to Better Deposit Insurance Pricing', Journal of Banking and Finance, 15 (4/5), September, 999-1018/Sarah B. Kendall;Mark E. Levonian (1991)=395

23. 'The Valuation of FDIC Deposit Insurance Using Option-pricing Estimates', Journal of Money, Credit and Banking, XVI (4, Part 1), November, 446-60/Alan J. Marcus;Israel Shaked (1984)=415

24. 'Interest-risk Sensitive Deposit Insurance Premia: Stable ACH Estimates', Journal of Banking and Finance, 9 (1), March, 137-56/J. Huston McCulloch (1985)=430

25. 'An Analytic Derivation of the Cost of Deposit Insurance and Loan Guarantees: An Application of Modern Option Pricing Theory', Journal of Banking and Finance, 1, June, 3-11/Robert C. Merton (1977)=450

26. 'On the Cost of Deposit Insurance When There Are Surveillance Costs', Journal of Business, 51 (3), July, 439-52/Robert C. Merton (1978)=459

27. 'Deposit Insurance Reform: A Functional Approach', Carnegie-Rochester Conference Series on Public Policy, 38, June, 1-34/Robert C. Merton;Zvi Bodie (1993)=473

28. 'Alternative Forms of Deposit Insurance: Pricing and Bank Incentive Issues', Journal of Banking and Finance, 11 (2), June, 291-312/George G. Pennacchi (1987a)=507

29. 'A Reexamination of the Over- (or Under-) pricing of Deposit Insurance', Journal of Money, Credit and Banking, 19 (3), August, 340-60/George G. Pennacchi (1987b)=529

30. 'Pricing Risk-adjusted Deposit Insurance: An Option-based Model', Journal of Finance, 41 (4). September, 871-95/Ehud I. Ronn;Avinash K. Verma (1986)=550

31. 'The Use of Market Information in Pricing Deposit Insurance', Journal of Money, Credit and Banking, 19 (4), November, 528-37/James B. Thomson (1987)=575

Name Index=585

영문목차

Acknowledgements=ix

Preface/Maximilian J.B. Hall=xiii

Introduction/Maximilian J.B. Hall=xv

PART I. THE ROLE OF BANK CAPITAL AND CAPITAL REGULATION

1. 'The Role of Capital in Financial Institutions', Journal of Banking and Finance, 19 (3/4), Special Issue, June, 393-430/Allen N. Berger;Richard J. Herring;Giorgio P. Szegodiaeresis (1995)=3

2. 'Bank Portfolio Regulation and the Probability of Bank Failure', Journal of Money, Credit and Banking, X (1), February, 88-93/Roger D. Blair;Arnold A. Heggestad (1978)=41

3. 'The Macroeconomic Implications of Capital Adequacy Requirements for Banks', European Economic Review, 39, 739-49/Judiaeresisrg Blum;Martin Hellwig (1995)=47

4. 'Capital Regulation and Insured Banks' Choice of Individual Loan Default Risks', Journal of Monetary Economics, September, 24 (2), 235-58/Mark J. Flannery (1989)=58

5. 'Capital Regulation and Bank Risk-taking: A Note', Journal of Banking and Finance, 13 (6), December, 883-91/Frederick T. Furlong;Michael C. Keeley (1989)=82

6. 'Capital Controls and Bank Risk', Journal of Banking and Finance, 15 (4/5), September, 805-24/Gerard Gennotte;David Pyle (1991)=91

7. 'Capital Adequacy and the Regulation of Financial Intermediaries', Journal of Banking and Finance, 1, 207-18/Yehuda Kahane (1977)=111

8. 'A Reexamination of Mean-variance Analysis of Bank Capital Regulation', Journal of Banking and Finance, 14 (1), March, 69-84/Michael C. Keeley;Frederick T. Furlong (1990)=123

9. 'Risk in Banking and Capital Regulation', Journal of Finance, 43 (5), December, 1219-33/Daesik Kim;Anthony M. Santomero (1988)=139

10. 'Regulation of Bank Capital and Portfolio Risk', Journal of Finance, 35 (5), December, 1235-44/Michael Koehn;Anthony M. Santomero (1980)=154

11. 'Do the M＆M Propositions Apply to Banks?', Journal of Banking and Finance, 19 (3/4), June, 483-9/Merton H. Miller (1995)=164

12. 'Derivatives Activity at Troubled Banks', Journal of Financial Services Research, 12 (2/3), October/December, Special Issue, 287-302/Joe Peek;Eric S. Rosengren (1997)=171

13. 'The Capital Decision in Commercial Banks', Journal of Finance, XXIX (3), June, 779-95/John J. Pringle (1974)=187

14. 'Capital Regulation and Deposit Insurance', Journal of Banking and Finance, 10 (2), June, 189-201/David H. Pyle (1986)=204

15. 'Capital Requirements and the Behaviour of Commercial Banks', European Economic Review, 36, 1137-70/Jean-Charles Rochet (1992)=217

16. 'Determining an Optimal Capital Standard for the Banking Industry', Journal of Finance, XXXII (4), September, 1267-82/Anthony M. Santomero;Ronald D. Watson (1977)=251

17. 'On Banking and Intermediation', European Economic Review, 38, 469-87/Jean Tirole (1994)=267

PART II. THE BASLE CAPITAL ACCORD

18. 'Did Risk-based Capital Allocate Bank Credit and Cause a "Credit Crunch" in the United Stares?', Journal of Money, Credit and Banking, 26 (3, Part 2), August, 585-628/Allen N. Berger;Gregory F. Udell (1994)=289

19. 'Do Capital Adequacy Requirements Reduce Risks in Banking?', Journal of Banking and Finance, 23 (5), May, 755-71/Judiaeresisrg Blum (1999)=333

20. 'A Comparison of Capital Standards and Proprietary Surveillance as Mechanisms for Regulating Financial Market Risk in the EU', International Journal of Finance and Economics, 3 (4), October, 303-19/Michael Bowe;Maximilian J.B. Hall (1998)=350

21. 'Implementation of the BIS "Rules" on Capital Adequacy Assessment: A Comparative Study of the Approaches Adopted in the UK, the USA and Japan', Banca Nazionale del Lavoro Quarterly Review, XLV (180-83), March, 35-57/Maximilian J.B. Hall (1992)=367

22. 'The Measurement and Assessment of Capital Adequacy for Banks: A Critique of the G-10 Agreement', in Charles A. Stone and Anne Zissu (eds), Global Risk Based Capital Regulations, Volume 1: Capital Adequacy, Chapter 11, Burr Ridge, IL: Richard D. Irwin, 270-86/Maximilian J.B. Hall (1994)=390

23. 'Banking Regulation in the European Union: Some Issues and Concerns', International Executive, 39 (5), September/October, 675-705/Maximilian J.B. Hall (1997)=407

24. 'The "Credit Crunch" and the Availability of Credit to Small Business', Journal of Banking and Finance, 22 (6-8), 983-1014/Diana Hancock;James A. Wilcox (1998)=438

25. 'Regulatory Implications of Credit Risk Modelling', Journal of Banking and Finance 24, Special Issue, 1-14/Patricia Jackson;William Perraudin (2000)=470

26. 'Risk-based Capital, Portfolio Risk, and Bank Capital: A Simultaneous Equations Approach', Journal of Economics and Business, 49 (6), November/December, 533-47/Kevin Jacques;Peter Nigro (1997)=484

27. 'The Effect of Bank Capital Requirements on Bank Off-balance Sheet Financial Innovations', Journal of Banking and Finance, 19 (3/4), June, Special Issue, 647-58/Julapa Jagtiani;Anthony Saunders;Gregory Udell (1995)=499

28. 'Emerging Problems with the Basel Capital Accord: Regulatory Capital Arbitrage and Related Issues', Journal of Banking and Finance, 24, Special Issue, 35-58/David Jones (2000)=511

29. 'Risk-taking Behavior of Banks under Regulation', Journal of Banking and Finance, 21 (4), April, 491-507/Sangkyun Park (1997)=535

30. 'Bank Regulation and the Credit Crunch', Journal of Banking and Finance, 19 (3/4), June, Special Issue, 679-92/Joe Peek;Eric Rosengren (1995a)=552

31. 'The Capital Crunch: Neither a Borrower nor a Lender Be', Journal of Money, Credit and Banking, 27 (3), August, 625-38/Joe Peek;Eric Rosengren (1995b)=566

32. 'The Regulation of Banks and Securities Firms', European Economic Review, 34, 587-97/Stephen M. Schaefer (1990)=580

33. 'The Relationship Between Risk and Capital in Commercial Banks', Journal of Banking and Finance, 16 (2), April, 439-57/Ronald E. Shrieves;Drew Dahl (1992)=591

34. 'Impact of the 1988 Basle Accord on International Banks', Journal of Finance, 51 (4), September, 1321-46/John D. Wagster (1996)=610

35. 'The Basle Accord of 1988 and the International Credit Crunch of 1989-1992', Journal of Financial Services Research, 15 (2), March, 123-43/John D. Wagster (1999)=636

Name Index=657

영문목차

Acknowledgements=vii

Preface/Maximilian J.B. Hall=ix

Introduction/Maximilian J.B. Hall=xi

1. 'Banking Efficiency in the Nordic Countries', Journal of Banking and Finance, 17 (2/3), April, 371-88/SigbjØrn Atle Berg;Finn R. FØrsund;Lennart Hjalmarsson;Matti Suominen (1993)=1

2.'Malmquist Indices of Productivity Growth during the Deregulation of Norwegian Banking, 1980-89', Scandinavian Journal of Economics, 94, Supplement, S211-28/SigbjØrn Atle Berg;Finn R. FØrsund;Eilev s. Jansen (1992)=19

3. 'Oligopolistic Interdependence and the Structure of Production in Banking: An Empirical Evaluation', Journal of Money, Credit and Banking, 26 (2), May, 309-22/SigbjØrn Atle Berg;Moshe Kim (1994)=37

4. 'The Profit-structure Relationship in Banking - Tests of Market-power and Efficient-structure Hypotheses', Journal of Money, Credit and Banking, 27 (2), May, 404-31/Allen N. Berger (1995)=51

5. 'Problem Loans and Cost Efficiency in Commercial Banks', Journal of Banking and Finance, 21 (6), June, 849-70/Allen N. Berger;Robert DeYoung (1997)=79

6. 'Competitive Viability in Banking: Scale, Scope, and Product Mix Economics', Journal of Monetary Economics, 20 (3), December, 501-20/Allen N. Berger, Gerald A. Hanweck;David B. Humphrey (1987)=101

7. The Dominance of Inefficiencies Over Scale and Product Mix Economies in Banking' Journal of Monetary Economics, 28 (1), August, 117-48/Allen N. Berger;David B. Humphrey (1991)=121

8. 'Efficiency of Financial Institutions: International Survey and Directions for Future Research', European Journal of operational Research, 98 (2), April, 175-212/Allen N. Berger;David B. Humphrey (1997)=153

9. 'The Efficiency of Financial Institutions: A Review and Preview of Research Past, Present, and Future', Journal of Banking and Finance, 17 (2-3), April, 221-49/Allen N. Berger;William C. Hunter;Stephen G. Timme (1993)=191

10. 'Inside the Black Box: What Explains Differences in the Efficiencies of Financial Institutions?', Journal of Banking and Finance, 21 (7), July, 895-947/Allen N. Berger;Loretta J. Mester (1997)=220

11. 'Firm Efficiency and the Regulatory Closure of S & Ls: An Empirical Investigation', Review of Economics and Statistics, LXXV (3) 540-45/A. Sinan Cebenoyan;Elizabeth S. Cooperman;Charles A. Register (1993)=273

12. 'The Impact of Out-of-state Entry on the Cost Efficiency of Local Commercial Banks', Journal of Economics and Business, 50 (2), March/April, 191-203/Robert DeYoung;Iftekhar Hasan;Bruce Kirchhoff (1998)=279

13. 'Economies of Diversification in the Banking Industry: A Frontier Approach', Journal of Monetary Economics, 31 (2), April, 229-49/Gary D. Ferrier;Shawna Grosskopf, Kathy J. Hayes;Suthathip Yaisawarng (1993)=292

14. 'Effects of Deregulation on the Productivity of Korean Banks', Journal of Economics and Business, 50 (2), March/April, 133-55/R. Alton Gilbert;Paul W. Wilson (1998)=313

15. 'Deregulation and Productivity Decline: The Case of Spanish Savings Banks', European Economic Review, 40 (6), June, 1281-303/E. Grifell-Tatjeacute;C.A.K. Lovell (1996)=336

16. 'Statistical Inference and Nonparametric Efficiency: A Selective Survey', Journal of Productivity Analysis, 7 (2/3), July, 161-76/S. Grosskopf (1996)=359

17. 'Efficient Banking Under Interstate Branching', Journal of Money, Credit and Banking, 28 (4, Part 2), November, 1045-71/Joseph P. Hughes, William Lang, Loretta J. Mester;Choon-Geol Moon (1996)=375

18. 'A Quality and Risk-adjusted Cost Function for Banks: Evidence on the "Too-big-to-Fail" Doctrine', Journal of Productivity Analysis, 4 (3), September, 293-315/Joseph P. Hughes;Loretta J. Mester (1993)=402

19. 'Banks' Responses to Deregulation: Profits, Technology, and Efficiency', Journal of Money, Credit and Banking, 29 (1), February, 73-93/David B. Humphrey;Lawrence B. Pulley (1997)=425

20. 'The Impact of Financial Liberalization on the Performance of Thai Banks', Journal of Economics and Business, 50 (2), March/April, 115-31/Jonathan E. Leightner;C.A. Knox Lovell (1998)=446

21. 'Economies of Scale and Scope at Large Commercial Banks: Evidence from the Fourier Flexible Functional Form', Journal of Money, Credit and Banking, 28 (2), May, 178-99/Karlyn Mitchell;Nur M. Onvural (1996)=463

22. 'The Multibank Holding Company Effect on Cost Efficiency in Banking', Journal of Banking and Finance, 17 (4), June, 709-32/Joseph A. Newman;Ronald E. Shrieves (1993)=485

23. 'Efficiency Analysis in Banking Firms: Au International Comparison', European Journal of Operational Research, 98 (2), April, 395-407/Joseacute Manuel Pastor;Francisco Peacuterez;Javier Quesada (1997)=509

24. 'Do Mergers Improve the X-efficiency and Scale Efficiency of U.S. Banks? Evidence from the 1980s', Journal of Money, Credit and Banking, 29 (3), August, 326-37/Stavros Peristiani (1997)=522

25. 'Regulation Can Foster Mergers, Can Mergers Foster Efficiency? The Italian Case', Journal of Economics and Business, 50 (2), March/April, 157-69/Andrea Resti (1998)=534

26. 'The Effect or Financial Liberalization on the Efficiency of Turkish Commercial Banks', Applied Financial Economics, 5 (4), August, 257-64/Osman Zaim(1995)=547

Name Index=555